Welcome to your Florida dream home in the highly sought after Cross Creek community! This impeccably maintained 4 bedroom, 3 bath waterfront retreat is nestled on a spacious .36 acre corner lot, offering the perfect blend of comfort, elegance, and functionality. A rare and valuable feature of this home is its assumable VA loan with an incredible 2.5% interest ratea unique opportunity for qualified buyers to save significantly on monthly payments. Designed with both everyday living and entertaining in mind, the open concept layout features soaring ceilings, abundant natural light, and a seamless flow throughout. The heart of the home is the gourmet kitchen, complete with a gas stove, stainless steel appliances, granite countertops, center island, and ample cabinet space. The main living areas are spacious and airy, complemented by tile flooring, while the bedrooms feature soft, plush carpeting for added comfort. The owners suite is a luxurious retreat with double vanities, a garden soaking tub, walk in shower, and a large walk in closet. The three additional bedrooms are generously sized, filled with natural light, and thoughtfully placed for privacy. Two additional full bathrooms, both with granite countertops and modern finishes, provide convenience and style. A versatile office/den offers the ideal space for remote work, study, or a quiet reading nook. Step outside to your private backyard oasis, featuring a screened in, heated pool and spa, perfect for relaxation and entertaining. Enjoy tranquil waterfront views, spectacular sunsets, a fully fenced yard, and a dedicated dog run. The freshly painted exterior and 3 car garage enhance both curb appeal and functionality. Located in the resort style community of Cross Creek, residents enjoy access to a beautiful pavilion, swimming pool with waterslide, basketball court, playgrounds, walking trails, and scenic lakes. Ideally situated just minutes from the Fort Hamer Bridge, Lakewood Ranch, and University Town Center Mall (UTC), and a short drive to world famous beaches like Anna Maria Island, Siesta Key, and St. Pete Beach. With easy access to SRQ, TPA, and PIE airports, top rated schools, dining, shopping, and I 75, this home is perfectly positioned for convenience while remaining tucked away from the hustle and bustle. Dont miss this rare opportunity to own a truly exceptional home with an assumable VA loan at 2.5%come experience everything Cross Creek has to offer. Welcome home!