Enjoy the lower hoa fees with this light and bright, spacious one bedroom/one bath ground floor villa that does not require flood insurance located in a non evacuation zone in the best kept secret in pinellas county, a community for the active, fun loving 55+ adult, highland lakes on lake tarpon. Relax with the newer hurricane resistant double paned windows and the impact resistant sliding glass doors installed in 2019 and the new hvac system installed in 2020. A big bonus is the built in, barely noticeable murphy bed that is a quick fix for the unexpected guest (there's extra tile in the garage if you choose to remove it). The attached, oversized, one car garage keeps you safely out of the florida weather but also houses your private washer and dryer, and an owned (not rented) water softener. For the buyer's convenience this villa is being offered either furnished or unfurnished. Included in andover's $522 monthly maintenance fee are the building insurance, water, sewer, cable tv, internet, landscaping, mowing, exterior painting, and roof maintenance providing you maintenance free living. (hoa fees are usually based on square footage, so pay less with a 1 bedroom additionally, this well managed section of andover enjoys the lowest fees in the community). Live the easy florida lifestyle because this villa also belongs to the "big club" (a $9000. 00 buy in value) of highland lake on lake tarpon. For the ultra low monthly fee of $164, you and a guest can golf for free! Enjoy 3 swimming pools (2 heated) or the htd spa after your fun golf game on one of the 3 nine hole community owned golf courses. But the fun is just starting with 2 pontoon boats to cruise on lake tarpon, free rv or boat storage, tennis, pickleball, bocce, shuffleboard, movies, and social events, there's a club for everyone and everything book, travel, midwesterners, canadian club and if you are creative there also a full woodworking workshop, ceramics, stainglass, sewing studios and the artisan club. Location, location highland lakes is central to shopping publix, trader's joe, sprout, plus endless restaurants, and of course, the beaches dunedin causeway, fred howard park, sunset beach, walls springs are all a short drive away plus world famous clearwater beach, 2 international airports, downtown tampa and downtown st pete are within 30 minutes.