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- 403 Highway 2297, Panama City, FL 32404
- MLS#: 784997 ( Residential )
- Street Address: 403 Highway 2297
- Viewed: 13
- Price: $699,000
- Price sqft: $396
- Waterfront: Yes
- Wateraccess: Yes
- Waterfront Type: Bayou,Bayfront
- Year Built: 1976
- Bldg sqft: 1767
- Bedrooms: 3
- Total Baths: 2
- Full Baths: 2
- Garage / Parking Spaces: 2
- Days On Market: 10
- Additional Information
- Geolocation: 30.1392 / -85.4977
- County: BAY
- City: Panama City
- Zipcode: 32404
- Subdivision: [no Recorded Subdiv]
- Elementary School: Callaway
- Middle School: Rutherford
- High School: Rutherford
- Provided by: Legacy Premier Agency
- DMCA Notice
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DescriptionRare opportunity to own a beautifully updated 3 bedroom, 2 bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibilitybring the boat, RV, four wheeler, or horsewith room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,767 sq ft home blends classic character with modern upgrades. Interior features include functional wood burning fireplace, fresh paint, quartz countertops, new ceiling fans, and closet organizers throughout. The primary bathroom has been fully remodeled, and the kitchen is equipped with an induction cooktop, double ovens with convection and air fryer modes, and stainless steel appliancesall less than three years old. Significant improvements include popcorn ceiling removal, 2024 HVAC, Honeywell programmable thermostat, Pristine Air UV filtration system, water softener, generator outlet, 2017 metal roof, hurricane ties for wind mitigation, and a whitewashed brick exterior. Outdoor amenities include a solar powered gated entrance, 12'x32' shed, motorized screened back porch, raised metal garden beds, citrus trees, private pond, and mature moss draped oak trees. Nearly $30,000 in dock upgrades include an expanded dock and 7,000 lb boat lift, providing direct access to the Gulf. Property sits on tidal waters with Gulf access through Cook's Bayou. Bridge vertical clearance is approximately 9'6'', suitable for smaller boats. John Deere tractor and attachments convey with sale. Ideal for a private waterfront homestead, recreational retreat, or future expansionthis unique property offers space, privacy, and true Florida waterfront living.
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Property Features
Waterfront Description
- Bayou
- Bayfront
Appliances
- ElectricCooktop
- ElectricOven
- ElectricRange
- ElectricWaterHeater
- WaterPurifierOwned
Home Owners Association Fee
- 0.00
Carport Spaces
- 0.00
Close Date
- 0000-00-00
Cooling
- CentralAir
- CeilingFans
Covered Spaces
- 0.00
Exterior Features
- BoatLift
- Dock
- Patio
- Porch
Fencing
- Full
- ChainLink
- Fenced
Garage Spaces
- 2.00
Heating
- Central
- Fireplaces
High School
- Rutherford
Insurance Expense
- 0.00
Interior Features
- SmartThermostat
Legal Description
- 13 4S 13W 10A -8.3-163A BEG 210' N OF SW COR OF NE1/4 OF SEC TH N 436.61' TO SELY R/W CNTY RD #2297 NELY ALG R/W 50' SELY 461.46' S 521.99' TO SEC LINE W 308.22' N 210' W 210' TO POB ORB 4520 P 790
Living Area
- 0.00
Lot Features
- Paved
Middle School
- Rutherford Middle
Area Major
- 05 - Bay County - East
Net Operating Income
- 0.00
Occupant Type
- Occupied
Open Parking Spaces
- 0.00
Other Expense
- 0.00
Other Structures
- Outbuilding
- Sheds
Parcel Number
- 06656-035-000
Parking Features
- AdditionalParking
- Gravel
- RvAccessParking
Pet Deposit
- 0.00
Property Type
- Residential
Roof
- Metal
School Elementary
- Callaway
Security Deposit
- 0.00
Style
- Ranch
Tax Year
- 2025
The Range
- 0.00
Trash Expense
- 0.00
View
- Bay
- Bayou
Views
- 13
Year Built
- 1976
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Listings provided courtesy of The Hernando County Association of Realtors MLS.
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