Welcome to 12815 129th terrace in the sought after mill pond community! This charming and affordable 3 bedroom, 2 bathroom home with a 1 car garage is located in a non flood and non evacuation zoneoffering peace of mind year round. This home is move in ready and is perfect for first time buyers or investors looking for a great rental; this property has previously rented for $2,700/month. Step inside to a bright and airy living and dining area featuring neutral tones and easy to maintain ceramic tile flooring. The kitchen boasts granite countertops, a pantry, and direct access to the inside utility room for added convenience. The split bedroom layout offers enhanced privacy, and all bedrooms include newer laminate flooringno carpet throughout. Off the dining room, french doors open to a spacious enclosed porch, perfect for a home office, playroom, gym, or creative studio. Add a mini split or window unit to turn it into a year round bonus space. For energy efficiency, there are newer double pane windows throughout. Bonus: the seller will install a new shingle roof & new a/c system prior to closing with a full price offer. Conveniently located just minutes from indian rocks beach, publix, largo mall, and a variety of local dining spots. Dont miss this opportunityschedule your private showing today!