An assumable mortgage at 2.75% ($3.676M) adds extraordinary financial value to this once in a generation offering. A rare opportunity to own one of the largest and most luxurious penthouses on Floridas West Coastthis full floor residence at Rowland Place is a private sanctuary for the discerning buyer who values discretion, space, and sophistication. Encompassing over 7,450 square feet with no shared walls and direct elevator access, this home offers the intimacy of an estate with the convenience of downtown living. This is where elegance meets livability: a grand entertaining salon, a gourmet kitchen outfitted with Wolf and Sub Zero appliances, a 300+ bottle wine room, a game lounge with full bar and theater area, dual offices, and two separate fitness rooms. The primary suite is a haven of serenity with dual spa inspired bathrooms, custom boutique closets, and a private sitting room. Four additional guest suites provide flexible, luxurious accommodations for family or guests. Exceptional features continue with two oversized, private two car garages with EV chargingan unparalleled asset in St. Petersburg. Step outside and walk to Beach Drive, The Vinoy, the St. Pete Pier, Dali Museum, coffee shops, fine dining, and weekend marketsall within blocks, yet return home to the privacy and peace of a truly boutique building. This is not high rise living. This is curated, elevated, and utterly private.